Updated October 28, 2026

Explore investing with virtual money

Curious about the stock market? A stock market simulator lets you build a practice portfolio, research companies and see how investment decisions play out using virtual money. It can be a useful starting point for students exploring finance, with no need to fund a real brokerage account.

Below are three platforms with free stock market games. Each offers a different way to learn, whether you are practicing independently, joining a classroom challenge or comparing ideas with friends.

Interested in the careers behind the markets? Take the free RTSWS Career Quiz to explore finance roles that connect with your interests, or visit the Career Center for career resources and opportunities.

1. Wall Street Survivor

A starting point for independent practice. Wall Street Survivor offers a free simulator with $100,000 in virtual money, market data and investing lessons. You can research investments, build a practice portfolio and create or join contests.

Try choosing a few companies you can explain in your own words. Record why you selected them, then review how news and company developments affect your portfolio.

Explore Wall Street Survivor

2. HowTheMarketWorks

A useful option for classrooms and clubs. HowTheMarketWorks combines a free investing simulator with educational resources. Individual users can practice with a virtual portfolio, while teachers can create private contests and choose settings such as starting cash, contest dates and trading rules.

For a class or investment club, use the game to discuss research, risk and diversification. Ask each participant to explain their decisions rather than focusing only on who finishes with the highest balance.

Explore HowTheMarketWorks

3. MarketWatch Virtual Stock Exchange

For learners ages 16 and older. MarketWatch Virtual Stock Exchange is a free simulation that requires a registered account. Players can build virtual stock portfolios, discuss strategies and join or create games with customized rules.

Check a game’s settings before joining: starting budgets and trading features can vary. A teacher or group organizer can choose settings that fit the learning activity.

Explore MarketWatch Virtual Stock Exchange

Turn a stock market game into a learning experience

  • Research before you choose. What does the company do, and how does it make money?
  • Write down your reasoning. Keep a short journal of what you bought, why you chose it and what you learned.
  • Explore diversification. Compare a portfolio concentrated in one company or industry with a more varied portfolio.
  • Think beyond the leaderboard. A short contest result does not demonstrate long-term investing skill.

Simulated results do not guarantee real-world results. Use these games to learn how markets work and ask better questions. Review each provider’s current age requirements, account terms and features; optional services or linked products may have separate costs.

Take your next step in finance

Enjoy researching companies, working with numbers or explaining your ideas? Discover how those interests can connect with finance careers.

Start with the free RTSWS Career Quiz to explore potential career paths. Then visit the RTSWS Career Center for internships, early-career opportunities, events and Coffee Chats with financial professionals.

Take the Career QuizExplore the Career Center

Platform information and links checked October 28, 2026. Features and access requirements may change.